PROOF OF INCOME:

  1. W-2’S FOR THE LAST TWO TAX YEARS
  2. PAYCHECK STUBS COVERING THE LAST 30-DAYS
  3. IF ANY OF THE FOLLOWING APPLY, YOU WILL NEED TO PROVIDE PERSONAL TAX RETURNS:
    • You earned substantial dividend or interest income
    • You are self-employed
    • You received monthly child support
    • You received commission income
    • You own rental property
    • You received monthly Social Security checks

INFORMATION FOR LIABILITIES:

  1. NAME, ADDRESS, ACCOUNT NUMBERS, PAYMENT AMOUNT AND BALANCES FOR:
    • All credit cards that you still owe on Loans that you are still making payments on (auto loans, furniture loans, consolidation loans, student loans, etc.)

PROOF OF ASSETS:

  1. STATEMENT FOR THE LAST THREE MONTHS FOR:
    • All checking and/or savings accounts
    • Money market accounts and/or certificates
    • Mutual funds and/or stock ownership
    • Brokerage accounts
    • 401 (k) plans and/or employee savings plans
    • IRAs and/or retirement plan accounts

DOCUMENTS FOR NEW HOME:

  1. COPY OF THE SIGNED SALES CONTRACT WITH ALL ATTACHMENTS/ADDENDUMS FOR THE HOME YOU ARE
    PURCHASING (realtor can provide)
  2. COPY OF THE MULTIPLE LISTING SHEET OR TAX BILL (realtor can provide)

ALSO REMEMBER:

  1. IF YOU ARE SELLING YOUR PRESENT HOME, PLEASE PROVIDE A COPY OF THE SALES CONTRACT OR LISTING AGREEMENT
  2. IF YOU ARE DIVORCED, YOU WILL ALSO NEED:
    • Copy of the divorce decree
    • Subsequent court orders
    • Property settlement
    • Child support information, if applicable